Renters – PLEASE READ

Below are a list of items you’ll need to supply in order to apply to any rental property shown by an A-List Realty sales agent:

*** Very Important: You will need to supply the first two items before an appointment can be made to see properties. ***

  1. A copy of your full credit report, WITH the credit score(you can obtain your report online athttps://www.annualcreditreport.com – BUT you will most likely need to pay for both your score and report- cost ranges from $20-$35). If your score is 650 or lower, read section below called “LOW CREDIT SCORES?” before going any further.
  2. Copies of your last 4 paystubs, and/or proof of any income that will be used to pay for your rent
  3. You can download the rental application (leave property address applying for blank)
  4. Reference letters from past landlords (optional – but great to have)
  5. Letter of employment verification (optional – but may be requested by landlord)

This information will be needed for all parties signing the lease (ex: co-signers, husband & wife, girlfriend & boyfriend, brother & sister, roommates, etc…)

Concerned about your credit?
Please know that your credit score does not always prevent you from being considered as a tenant, please see section below titled LOW CREDIT SCORES. 95% of properties we work with are owned by private individuals. Some property owners may be willing to consider your application if your income supports the monthly rent despite your less than perfect credit; providing all the supporting documentation asked for strengthens your application. Approval of a rental application is at the sole discretion of a property owner. Our role is to guide you, advise you and represent you in the process, under NJ real estate laws, as your realtor sales associate.

VERY IMPORTANT – PLEASE READ

***Upon signing a rental agreement (your lease) a deposit is required. Preferably your security deposit (one and a half month’s rent). If a landlord accepts your rental application, you will need to make this deposit.Please be prepared. Delays may cause you to lose out on the rental property of your choice.***

LOW CREDIT SCORES?  – If yes, PLEASE READ:
If you have Low Credit (score between 600 and 650) or Very Low Credit (score below 600), we strongly suggest that you enroll in Credit Repair Services with Lexington Law. *** Though, if your score is between 620 – 650 we may be able to work with you without working with a credit repair service.*** Lexington Law can help repair your low credit. Showing documentation proving that you are enrolled in a credit repair service MAY help landlords consider your rental application more seriously and be more receptive to renting to you.

Free Credit Report Summary and Credit Repair Consultation
Lexington Law can help you understand your financial strengths and weaknesses. Their free credit repair consultation includes a complete review of your FREE credit report summary and score. While their consultation is FREE, you must be enrolled in their program to continue our rental search process. Enrollment starts at $12.99, during your consultation, a Lexington Law paralegal will discuss the entire enrollment process and fees with you.

To get started, call today at 1-888-602-3737 to take advantage of Lexington Law’s free consultation and recommended solutions. ***Once you enroll you will get a copy of your full credit report. If you have LOW CREDIT, for us to continue our rental property search, you will need to supply a copy of your FULL CREDIT REPORT w/ CREDIT SCORE and DOCUMENTATION stating that you are enrolled in Credit Repair Service.***

Contact an A-List Realty sales agent for assistance.

Rental FAQ’s

The answer is no. Lenders are looking for verifiable hardship, monthly cash flow shortfall, or pending shortfall and insolvency.
If you meet these three requirements and believe that you soon may be unable to afford your mortgage, act immediately to discuss short sale options. Any delay could limit your options.

Foreclosure is a process that takes time, it is highly likely that you have time to make decisions that may result in a better outcome. Often a lender can stall a foreclosure up to the final day of the process.

The majority of short sales are approved based on the sellers’ financial hardship and on circumstances beyond the sellers’ control – this hardship needs to be documented. If you have assets and disposable income, don’t expect to walk away with an approved short sale and no contribution towards your debt.

Yes. A property owner can authorize their realtor to initiate the short sale process on their behalf. The property owner will need to draft a letter stating they allow the lender to discuss their account with their named realtor. The property owner will also need to give a copy of their mortgage statement to their relator; all information will be discussed with during a consultation with your realtor.
 

About Us

As an independently owned “boutique” real estate agency, A-List Realty operates with a high level of personal service, ethical standards and social responsibility. [read more]

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Contact one of our sales agents to discuss your real estate needs/concerns. You can also schedule an office consultation or join us at one of our signature networking events to meet with a licensed real estate sales associate in person.